How to spend less without being miserable by Richard Templar

How to spend less without being miserable by Richard Templar is a very concise and practical book on frugality.


All the saving money tips are practical, since the author has gone through the process of saving money at a time when money is an extremely scarce resource.

The first few money saving tips are the most important aspects of spending less.

The first advice in How to spend less without being miserable by Richard Templar is “You have to want to do it”.

This is the most important part of the book, since it deals with the motivation and the desire to spend less and save money.

Without an internal change, a change in mindset, it is impossible to incorporate all the money saving tips in this book.  When you change from boasting about new possession to boasting about saving money, you will get rich.

I am very glad that the local library has this short little book, since How to spend less without being miserable by Richard Templar is written primarily for Europeans, and not for Singaporeans.

One very practical advice is to shop for Christmas gifts during January. January is the cheapest month for Christmas shopping, since the stores are clearing stocks. If you have shopped in January for Christmas related items, such as wrapping papers, decoration items, and other gifts, you do not need to spend money in November and December.

There are many money saving tips for parents with young kids. One of the money saving tips mention to get used items for the eldest kid, so that the younger kids will not feel bad about wearing those hands-me-down. The ways to get used items include buying from Ebay, and asking from friends and relatives whose kids outgrown the clothing.

How to spend less without being miserable byRichard Templar offers practical ways to use leftover food, and recommend http://www.lovefoodhatewaste.com/ for ideas to cook the leftover food.

In fact, many expensive restaurants and hotels are using leftover food for many food items. Obviously they do not tell us that we are eating a dish half filled with leftovers. The dishes are so well presented that we do not suspect the presence of leftovers.

Many money saving tips are reminders from the generation of our grandparents, such as saving the money to buy whatever we need or want, except for house and car. The tip about withdrawing big note is very practical. Most of us do not feel anything when we spend small note. However, we find it hard to part with a hundred dollars note.

How to spend less without being miserable by Richard Templar is a book worth reading. If you really want to save money, you can borrow the book from the library or buy a used copy from Amazon.