Think about this question carefully: Are you planning to be rich?
Most people dream of getting rich. Some people really desire to be rich.
However, not many people seriously plan to be rich.
It takes very little effort to day-dream of all the things that you can buy when you are rich. The problem is that day-dreaming does not turn stones into gold.
You need a concrete plan to get rich.
This means planning about getting more money, saving more money, and growing your money, until you are comfortably rich.
It takes concerted effort to work hard day after day, month after month, and year after year to get rich.
Even the rich are constantly working hard to get richer and richer.
Are you planning to be rich? If not, why not?